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Michelle Bloggs

Assistant Manager - Financial Services

Summary

  • An industrious and dedicated Assistant Manager with over 25 years experience in the Financial Services Sector and extensive knowledge of change management.
  • A well-organised, results driven and self motivated individual who enjoys new challenges and consistently achieves business objectives.
  • A detail-oriented, focused and analytical Compliance Manager with exceptional people management, communication and quality control skills.
  • A focused Administrator with the ability to critically evaluate and interpret complex information gathered from multiple sources. Selected in 2006 for prestigious project involving the analysis and review of all Bank processes for standardisation within Bank Name.

 

Work experience

19782007

Permanent TSB

19902007

Assistant Manager

Permanent TSB

Assistant Manager Responsible for all aspects of Administration and Compliance Control together with management of a lending portfolio for Business Unit. On several occasions acted as Interim Manager of Branch during Manager's absence.

Administration

  • Successfully scheduled and co-ordinated all Administration and Control activities/tasks within Business Unit.
  • Diligently implemented robust checking procedures ensuring Compliance and Control processes were completed in adherence with both internal and external regulatory requirements.
  • Exceeded compliance requirements resulting in ‘Top 10’ placement within Branch network.
  • Achieved high customer satisfaction level through implementation of excellent tracking and follow up system for complaint handling.
  • Consistently coached and mentored new and existing staff in all bank procedures achieving a high standard of excellence.
  • Assisted and mentored junior staff in all their daily activities in a consistent and supportive manner.
  • Led, developed and motivated staff creating an environment conducive to high levels of commitment and performance.
  • Consistently ensured contact and excellent relationships with all clients to maximise business/revenue opportunities.
  • Effective control of all aspects of Branch security and tight control of Branch keys minimising risk to staff and Branch premises.

Portfolio Management

  • Accurately formulated and recommended loan applications for the Banks’ customers in accordance with Bank procedures and guidelines.
  • Followed through on approved loans to cheque issue stage in a timely and efficient manner.
  • Managed and developed portfolio of new and existing clients to maximise business/revenue within the context of Bank’s strategy.
  • Successful management of complex cases up to €1m within the Business portfolio.
  • Successfully cross-sold additional bank products at every appropriate opportunity.
  • Ensured security and files were constantly maintained to the highest standards.
  • Conducted annual reviews of client’s exposures on time and in line with procedures.
  • Effectively and efficiently managed arrears within the Business portfolio resulting in a very low bad debt ratio.

 

19801990

Administration Officer

Permanent TSB
Administration Officer Responsible for Senior Office Duties.
19781980

Clerk

Permanent TSB
Grade 1 Clerk Responsible for Junior Office Duties

Education

20072007

Qualified Financial Advisor (CPD)

19781978

Diploma Business Administration & Communication NFQ Level 7

Dublin Institute of Technology
19761977

Leaving Certificate

Terenure College, Dublin

Hobbies/Interests

Interested in Physical Fitness. Training u-10 Foodball Team.  Treasurer for Bord na nOg.   Handball.  Community Work, Gardening.

Other

First Aid Trained

Full Clean Driving Licence

Fund raising for local Primary School

References

Available on request