Judith Mittiga

Greet and engage customers to create sales.   Fold and organize products on sales floor.   Process cashier transactions quickly and accurately.   Help train new employees.   Balance cash drawers and create daily deposit.  Cross sale Old Navy credit cards.

Balanced 108 monthly reconciliations for preparation of financial statements.  Assured daily receipts were received by balancing credit card and deposit accounts.  Prepared and posted general ledger entries.  Analyzed monthly financial statements fro variances and researched any differences.  Prepared and filed monthly/quarterly sales tax return.  Ensured money received for accounts receivables

• Brought into balance Balance sheet reconciliations that previously were not understood, I would say at least 50 of the accounts were not in balance when I started the position.
• Credit Cards were not in balance at all, previous staff accountants did not understand the process, created and updated a spreadsheet to balance the credit cards daily.  
• Tim Hortons, Subway and Charlie the Butcher had not been billed for a year, I updated and billed the accounts receivables (utilities, taxes and water bills) to get the money due to NOCO.

Prepared taxes in accordance with current tax laws.   Maintained education on tax laws and procedures.  Responded to notices from tax authorities.  Assisted clients to ensure proper withholding to minimize tax liability.    Advised and informed clients of any changes in tax laws or provisions 

Performed surprise audits to mitigate loss and ensure company assets are properly accounted for and safeguarded from loss.  Monitored operating cash requirements and tracked cash flow.  Worked with branches to reduce discrepancies with atm balancing.  Provided management with information vital to the decision-making process. Assessed current accounting operations, offering recommendations for improvement and implementing new processes.   Assisted internal auditors to assemble requested data to ensure banks compliance with audit controls.   Performed general ledger posting and monthly/year-end reconciliations.  Assisted manager with staff supervision.

• Created and maintained a spreadsheet to track ATM differences to stop theft.

Senior Accounting Assistant, Accounts Payable (2001-2005)

Paid invoices issued to the bank with proper authorization.  Researched Accounts Payable outstanding checks to recover funds prior to escheating funds to appropriate state as abandoned property. Performed account analysis and reconciliation, including bank statements and inter-company general ledger accounts.  Sent out yearly 1099s to appropriate vendors and corrected or prepared 1099 upon venders request.  Processed wire transfers. Performed ACH payments and reconciled ACH accounts.   Tracked fixed assets and prepared depreciation schedules.   Assisted manager with staff supervision.

• Was able to recover over 200.000 dollars before the funds were escheated to the state
• Trained new manager in areas of Accounts Payable and the 1099 year end process.
• Helped transition Accounts Payable functions to India.

Senior Customer Service Representative (1998-2001)

Processed customers' requests in an accurate and timely manner.  Handled requests for foreign currency.  Processed wire transfers and cashier checks. Balanced cash daily. Ensured that the security procedures, record retention and reporting requirements were met.

Prepared and analyzed monthly income to create profit\loss statements.  Balanced customer remittances for mortgage accounts.  Researched out of balances to ensure customer accounts were correct.  Complied with governments standards to ensure proper completion of regulatory reporting.  Provided support to offshore staff and assisted with questions.  Reviewed and approved daily wire transfers to PHH Mortgage Corporation .

• Analyzed monthly student loan income for yield based on the net income received.
• Part of the user testing team to take the bank paperless.

Accounting Supervisor, Key Educational Resource (2008-2012)

Developed strength in research while becoming knowledgeable in the student loan process to ensure accurate and timely monthly recording of payments. Managed a student loan portfolio of 8 billion dollars.   Prepared and analyzed monthly income to ensure income stayed consistent. Prepared accruals.  Trained and developed staff to ensure they were following processes and procedures.

• Student loans were transferred to Buffalo from Cleveland with many loans not in balance between the banks general ledger and the student loan servicers as supervisor I was able to reduce these by 97.40%.
• Helped transition Student Loan balancing to India.

Accounting Specialist , Key Educational Resource(2007-2008)

Balanced student loan accounts from Great Lakes, American Education Services and Sallie Mae. Have led and been included in projects within the bank and department.  Partnered with Lines of Business to be sure loans are processed correctly to guard against loss. Took initiative to streamline processes and reduce cost.

• SPY Payments - researched and gained an understanding of payments received for default student loans to help prevent loss to the bank.
• Helped with database issue with zero balance loans causing out of balances to be archived once it goes to zero