Download PDF


One of Ted's personal goals is to enable Kansas City residents to learn more about the advantages available through the neighborhood-stabilizing home rehab mortgage product offered through the Neighborhood Assistance Corporation of America.

NACA’s mortgage product includes a Purchase/Rehab option that allows you to buy a home and fix it up at the same time utilizing NACA’s unprecedented rehab program. While it may be difficult to find a home that is just right, this program provides a unique opportunity to make necessary improvements to your home. Because NACA does not want you to be financially burdened by unanticipated lump-sum costs for future repairs, if the Home Inspection indicates existing or potential problems, NACA may require renovations. The costs of renovations can be added into your mortgage, and in many instances the seller may be willing to contribute funds rather than completing the repairs themselves. This may be your only opportunity to get financing for home improvement work in the near future, so it is important to carefully consider making improvements at this time. In addition to making your home more comfortable, renovation can increase the rental value of your other units and the future sale price as well. It is important to consider the long term operating costs of maintenance and energy use for your home. Improvements such as insulation, window replacement and upgraded HVAC equipment will often reduce a home’s monthly operating costs by reducing energy consumption and service calls. If you are making substantial repairs and cannot live in the property during the renovation, you can defer your mortgage payments for six months. This prevents the overwhelming burden of paying both the mortgage payment and rent, but also prevents the mortgage payments from increasing once the renovation is completed. NACA’s incredible financing permanently reduces the interest rate by an additional 3/8% and the deferred mortgage payments are added to the loan. This keeps the mortgage payments the same as they were before the deferred payments. At the mortgage closing, the money for the rehab work will be escrowed by the closing agent or held by the lender. This ensures that the agreed upon renovations are completed. Renovations and repairs can be difficult and stressful. Factors such as age, neglect and hidden conditions often complicate a renovation. NACA’s HAND department provides administrative and technical assistance throughout the renovation process to ensure that it adheres to NACA’s procedures. For this work, and for access to the HAND program, NACA receives a fee of three percent of the cost of the renovation that is a rehab expense and is included in the mortgage. There will be out of pocket expenses, such as property inspections (paid directly to the home inspector) and possible costs for a work write-up that describes the scope of work on extensive projects. A Construction Manager may also be required on projects the HAND department deems necessary. You may contact the HAND department for the specific fees at 1-877-952-6222. You will be responsible for the cost of the home inspection and any work write-up regardless of whether you actually close on your loan and complete the renovation. Inspection fees and Work Write-Up fees are non-refundable. Source:


Ted Ulan Ihde, Realtor

Ted is a member of the Kansas Association of Realtors (KAR), the Missouri Association of Realtors (MAR), the Kansas City Regional Association of Realtors (KCRAR), the North Central Jersey Association of Realtors (NCJAR), the National Association of Realtors (NAR), the Garden State Multiple Listing Service (GSMLS) Heartland Multiple Listing Service (HMLS). 

Prior to his real estate career, Ted served as Executive Officer and President for Consumers Choice Mortgage Services, Inc. He also held the firm's mortgage banking license and secondary mortgage lender's license. For eight years, Ted managed the company’s day-to-day operations in multiple states, hired and trained personnel, and oversaw corporate strategy. During his tenure, Consumers Choice grew to a size of more than 45 employees in three offices and developed a monthly loan volume of $12.5 million. While working for the company, Ted maintained licenses as a mortgage banker and secondary mortgage lender from the New Jersey Department of Banking and Insurance, in addition to holding mortgage lending licenses as a Registered Mortgage Broker with the New York State Banking Department, the Pennsylvania Department of Banking, the Kansas Office of the State Bank Commissioner, and the Commonwealth of Virginia Bureau of Financial Institutions. Ted also held the prestigious Series 6, Series 63, and Series 26 securities licenses. As a Registered Principal in the securities industry, he was highly compliant with the tight regulations of the National Association of Securities Dealers (NASD), now known as The Financial Industry Regulatory Authority (FINRA).In 2008, Ted transitioned into consulting. Working for National Bank of Kansas City in Overland Park, Kansas, he developed relationships with hedge funds, commercial banks, and investment banks that aided the company in bringing in new clients. After honoring his consulting contract with National Bank of Kansas City, he moved on to perform consultative work for many other high-profile organizations.Outside of the finance industry, Ted has long maintained interests in history and soccer. While attending New Jersey’s Bloomfield College on an athletic scholarship, from which he earned a Bachelor of Arts degree as an Academic All-American and graduated Summa Cum Laude, he was the goalkeeper for the Golden Deacons men's soccer squad. Since graduating, he has kept involved in soccer by coaching his daughters’ teams. Ted was also a member of Bloomfield College’s History Club and stays up-to-date on history as it unfolds by keeping an eye on American politics and by reading The Wall Street Journal, Business Week, The New York Times Business Section, and The Economist.

Work experience

May 2012Present

Kansas City, MO Real Estate

Keller Williams Eastland Partners

The Keller Williams Eastland Partners          75-Point Marketing Plan1. Place your home in the Keller Williams Red Book.2. Send "Just Listed" cards to partners and affiliates in our Keller Williams database.3. Insert your home, along with several photos of your home, in our web site, which will give your home exposure to several Buyers.4. Submit professional photos of your home to millions of prospective Buyers through our web site at  Plus, is linked to several other web sites which are sought out buy Buyers who are looking to purchase a  home.5. Distribute color fliers featuring your home to Realtors in the Keller Williams Eastland Partners office.6. Place your home on Facebook.7. Promote your property to all top-producers in all Real Estate Offices.8. Help the Seller relocate locally, or out of area, through our network of highly-experienced Keller Williams agents located across the country. This enables the Seller to get assistance from the highest quality agents on both sides of their transaction...the sale of their home and the subsequent purchase of a new home...makign the process stress-free and worry-free. A win-win for the Seller.  9. Prepare a Comparative Market Analysis, a "CMA".10. Send a personalized letter to residents in the immediate neighborhood promoting the features and lifestyle benefits of your home.11. Weekly meetings are held with the Keller Williams team to review what steps have been taken during the week pertaining to the marketing of your home.12. Advertise your home on other co-op listing fliers.13. Maximize showing potential through professional signage. Keller Williams has the most recognizable Logo and Trademark in the Kansas City Metropolitan Area.14. Electronically submit the listing information to the heavily-trafficked Multiple Listing Service - "MLS".15. Enter the Seller's name and address in the Keller Williams computer system in order to keep the Seller informed of market changes, mortgage rate fluctuations, sales trends, and other market characteristics that may affect the value and the marketability of your home.16. Provide Open Houses with a licensed Realtor at the Seller's request.  17. Explain the Seller's Property Disclosure Statement that will be presented to the Buyer.18. Price the property right the first time in order to open the market vs.. narrowing the market.19. Promote your home weekly at the weekly Keller Williams Eastland Partners company meeting.20. Advertise your home electronically to all KC Metro Realtors with full-color fliers e-mailed directly to the Realtors' inboxes.21. Suggest, or advise, necessary changes  to make the home more "saleable" or attractive to more Buyers.22. Contact my Buyer leads, centers of influence, and past Clients for potential Buyers.23. Have cooperating brokers in the area tour your home.24. Assist a qualified Seller with interim financing, if necessary.25. Provide a professional home staging consultation, if requested.26. Provide professional photography.27. Prepare a full color photo flyer with features of your home to leave at your home for potential Buyers to take with them after showings.28. Submit your home to top Internet sites, such as,, Yahoo Real Estate,, MSN Real Estate, along with many, many more top real estate web sites.29. Submit your home to web-based buyer classifieds, such as Trulia, Craigslist, and Zillow.  30. Promote your home at all Multiple Listing Service - "MLS" association marketing sessions.31. Represent the Seller on all offer presentations, helping to negotiate the best price and the best terms for the Seller.32. Handle the escrow process for the Seller.33. Research the home's current use and zoning use.34. Provide the Seller with a list of reputable vendors.35. Research county records in order to verify the property's legal information, while making this information available to prospective Buyers.36. Provide a Staging Checklist and suggest constructive changes to the home in order to increase its appeal to prospective Buyers.37. Provide the Seller with a Showing Checklist, complete with showing guidelines, helping to prepare the home for buyer appointments.38. Obtain Seller contact information, which is important for follow-up and emergency contacts.39. Research ownership type and deed type.40. Research the property's land us, possible deed restrictions, and easements.41. Prepare the Seller's Net Proceeds Sheet to show Seller expenses, closing costs, and potential net proceeds from the sale.42.  Determine if the property qualify to be toured by agents from my office following the weekly Keller Williams meeting.43. Determine if the property qualifies for our "SMART SELLER" Program.44. Meet with our Transaction Coordinator daily for status updates on the closing process.45. Email the Seller with Buyer feedback and property reports.46. Pre-qualify all prospective Buyers in order to avoid wasting the Seller's time with "shoppers".47.Monitor the Buyer's mortgage application process in order to insure the timely issuance of a loan commitment.48. Make all necessary arrangements with the Title Company.49. Monitor Buyer and Agent feedback and suggest necessary changes to the offered sales price.50. Require that all offers include a Buyer pre-approval, along with proof of funds for a down payment.51.  Make available the entire Keller Williams team so that Buyer questions can be handled in a timely manner.52. Provide the Seller with a blank copy of the Residential Purchase Agreement.53. Update qualified Buyers with the property information.54. Qualify prospective Buyers, assisting them with obtaining suitable mortgage terms through a Keller Williams Eastland Partners preferred mortgage lender.55. Target the local real estate market in order to determine who would be the most likely Buyer willing to pay the highest price to the Seller.56. Follow up with all Buyer leads and Buyer inquiries.57. Track all information in order to determine where the Buyers are obtaining their information about your home.58. Consistently improve marketing.59. Discuss qualifications of prospective Buyers in order to determine Buyer motivation, along with the Buyer's ability to purchase the home and close on the home in a timely manner.60. Explain our Listing Cancellation Policy, and our 100% SATISFACTION GUARANTEE.61. Telemarket to attract more prospective Buyers.62. Provide Buyer Profile Reports.63. The COMMUNICATION GUARANTEE...we call the Seller every Wednesday, or the Seller fires us.64. Work with our specialized team of licensed assistants.65. Telemarket in order to attract more potential Buyers to your home.66. Follow up with the Seller in order to determine if they may have procured a Buyer through the "SMART SELLER" Program.67. Cooperate with all Real Estate Companies.68. Provide a Homeowner Guide and prepare the home to be shown while overseeing inspection reports.69. Coordinate the scheduling of the appraisal, supplying additional comps to the appraiser, if necessary.70. Set up the final walk-through of your home for the Buyer and the Buyer's Agent.71. Meet with our preferred lenders to see if they have any prospective Buyers who may be interested in your home.72. Arrange for the transfer of home keys, garage door openers, mail box keys, community pool keys, and any home warranties, while educating the Buyer on neighborhood policies.73. Help the Seller find their next home.74. Obtain one set of keys which will be inserted into the lock box.75. Stay in touch with the Seller.The 75-Point Marketing Plan is offered through Keller Williams Real Estate Eastland Partners, 10945 East Valley View Parkway, Suite H, Independence, MO 64055.  Ted Ulan Ihde is a licensed Real Estate Salesperson with Keller Williams Real Estate Eastland Partners, Missouri Real Estate Salesperson  license number 2012016292. Email contact: Office phone: 816-268-3800. Direct phone: 816-699-6804. 

Apr 2013Present

New Jersey Real Estate Professional

Keller Williams Metropolitan

Ted Ulan Ihde's "Smart Seller" for Home Sellers with flexible commission ratesSell your home yourself while your home is listed, and pay no Realtor CommissionHow you benefit in the "Smart Seller" Program:   By having the ability to contribute and get compensated for your efforts, as the homeowner. You can run your own ads, and you can hold your own open houses, if you wish. This of course, would not apply to a Buyer exposed to your home by the Keller Williams officeor by another Realtor.No Advance Fees of any kindYou only pay a Realtor commission if Keller Williams procures an offer from a qualified Buyer to purchase your home that is acceptable to you, the Seller.Flexible Commission ScheduleTed's "Smart Seller" Program offers your, the Seller, total lexibility. The Realtor commission you pay varies, depending on when your home is sold, who sells your home, and whether or not Keller Williams is selling the next home you purchase. To obtain more information about Ted's "Smart Seller" Program kindly forward your inquiries to Ted Ihde.

Ted Ulan Ihde

Keller Williams Metropolitan

55 Madison Avenue

Morristown, NJ 07960


Feb 2000Sep 2008

Executive Officer and Licensee

Consumer's Choice Mortgage Services Inc.

Consumers Choice Mortgage Services, Inc.

For eight years, Ted served as an Executive Officer and licensee for Montville, New Jersey-based  Consumers Choice Mortgage Services, Inc. Licensed as a mortgage banker and secondary mortgage lender by the New Jersey Department of Banking and Insurance, Ted was also licensed as a registered mortgage broker by the New York State Banking Department and as a mortgage company by the Kansas Office of the State Bank Commissioner.

While at CCMS Ted also held mortgage lending licenses in the states of Virginia, North Carolina, Pennsylvania, and Virginia. At CCMS ,Ted managed the firm’s loan officer training programs and daily operations while growing the company’s closed loan volume to between $12.5 million and $15 million per month. Ted grew CCMS through the hiring of residential mortgage loan officers based in three CCMS branch offices located in Fairview, New Jersey, Wayne, New Jersey, and Kearny, New Jersey.

Missouri and New Jersey Real Est


Sep 1998May 2000


Bloomfield College
A graduate of Bloomfield College in Bloomfield, New Jersey, Ted earned his Bachelor of Arts degree, graduating with Summa Cum Laude honors. While in college, Ted garnered recognitions as a member of the Alpha Chi National College Honor Society, earning the prestigious status of Academic All-American during his senior year at Bloomfield College.  Ted attended Bloomfield College on an athletic scholarship and was the starting goaltenderfor the Bloomfield College Goldens Deacons mens soccer team.
Sep 1990Jan 1993

Rutgers University

Ted enrolled in the Univesity of Rutgers Newark campus in the Fall of 1990 after completing his high school career at Paul VI Regional High School, a private high school located in Clifton, New Jersey. Ted opted to enroll at Rutgers, turning down opportunities to play soccer in college for Ramapo College, Caldwell College, and the New Jersey Institute of Technology. Ted opted for Rutgers due to his admiration for the then head soccer coach at Rutgers Universtiy, whom Ted met while attending the All-American Soccer Goalkeepers camp at Monmouth College. 


Expert negotiator
Prior to founding his consulting firm, First Kansas Financial, Ted provided prospecting and negotiation services for the Mortgage Recovery Division of National Bank of Kansas City, based in Overland Park, Kansas. While at NBKC during the heart of The Financial Crisis in the Fall of 2008, Ted cultivated trusted partner relationships between NBKC and financial institutions, hedge funds, and investment banks. In this capacity, Ted focused on the development of high-level connections between NBKC and key personnel and high-level executives at the partnering firms. A skilled consultant, Ted guided clients in the creation of strategies and initiatives that helped them realize their business objectives in relation to their investment sin closed residential whole loan pools.

Created withVisualCV